Own coverage
Use your personal auto policy or card benefits.
Free
- State minimum liability
- Collision damage waiver
- Your deductible: Full value
- Supplemental liability up to $1M
- Glass and tires
- Roadside Plus
- Personal effects
Protection options, explained plainly
Choose the coverage that fits your trip before you arrive. Every option is optional, and nobody will pressure you at the counter.
Compare the four options
California minimum liability is always included. Everything else is your choice.
| What's covered | Own coverageIncluded | Essential$17/day | Most chosenPlus$29/day | Complete$39/day |
|---|---|---|---|---|
| State minimum liabilityRequired third-party coverage, always included. | ||||
| Collision damage waiverWaives your responsibility for damage to the rental car. | ||||
| Your deductibleThe most you pay if the car is damaged. | Full value | $1,000 | $500 | $0 |
| Supplemental liability up to $1MExtra protection if you injure others or damage property. | ||||
| Glass and tiresWindshield chips, cracked glass and tire damage. | ||||
| Roadside PlusLost keys, fuel delivery and lockouts without service fees. | ||||
| Personal effectsCovers belongings stolen from the car up to $1,500. |
Essential
Damage waiver with a deductible.
$17/day
- State minimum liability
- Collision damage waiver
- Your deductible: $1,000
- Supplemental liability up to $1M
- Glass and tires
- Roadside Plus
- Personal effects
Plus
Lower deductible plus extra liability.
$29/day
- State minimum liability
- Collision damage waiver
- Your deductible: $500
- Supplemental liability up to $1M
- Glass and tires
- Roadside Plus
- Personal effects
Complete
Zero deductible, nothing to worry about.
$39/day
- State minimum liability
- Collision damage waiver
- Your deductible: $0
- Supplemental liability up to $1M
- Glass and tires
- Roadside Plus
- Personal effects
Sample prices. Damage waivers are optional and are not insurance. You may already be covered by a personal auto policy or credit card.
Already covered? Check these three places
A five-minute call to your insurer or card issuer before your trip can save you money.
Your personal auto policy
Many US policies extend collision and liability to rental cars for personal trips. Your normal deductible applies.
Often covers damage and liability
Your credit card
Travel cards may cover damage when you decline our waiver and pay with the card. Liability is rarely included.
Damage only, check exclusions
Travel insurance
Some policies include rental car excess cover, which reimburses a deductible after you pay it.
Reimburses after the fact
Want the full picture? Read our plain-English protection guide.
Protection questions
Coverage summaries only. Your rental agreement contains the full terms.
No. Our Essential, Plus and Complete options are optional. Many personal auto policies and some credit cards cover rental cars. Check with them before you travel.
No. A collision damage waiver is a contract term where we agree not to hold you responsible for damage. It is not an insurance policy.
Make sure everyone is safe, call 911 if needed, then call our 24/7 line at (619) 555-0192. Take photos and do not admit fault at the scene.
You can add or remove protection at the counter. Our team does not earn commission and will simply update your agreement.
